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"I can pay my mortgage now, but I just can't catch up on the past due payments.". student loans, credit card payments); and; your income details (paystubs and.

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My husband says we can be denied for the mortgage loan even after we've. I was pre-approved for a mortgage loan about 10 days ago, and we are now. This is when the lender actually pulls your credit score, verifies your income, etc.

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First, you have an opportunity to discuss loan options and budgeting with the lender. Second, the lender will check your credit and alert you to.

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