30-year fixed-rate mortgage averages 3.60% for the week ending Aug. 15, unchanged from the prior week. He also notes a spike in refinancing, "as homeowners currently have $2T in conventional.
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MNI DATA IMPACT:US MBA Mkt Composite +21.7%,Refi +37% Aug 9 Wk. WASHINGTON (MNI) – The Mortgage Bankers Association Wednesday reported a second straight surge in mortgage activity in the August 9 week, with activity up 21.7% as mortgage rates decreased further.
That’s given a lift to refinancing activity, though. Applications for refinancing increased 12% in the week ending Aug. 7 vs the prior week; purchase applications fell 2% in the same period, the. Q: Should I refinance my mortgage? I can drop. That’s up from 3.8% the week before, but well below the 5%-plus rates of 2011. So if you’re a.
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The boost in refi volume was led by a jump in FHA refinance activity. Total refinance volume, up 7 percent for the week, is still down sharply from the end of last year, remaining 13 percent below the. Applications to refinance were up a stunning 116% this week. The links at the end of each abstract are to the publisher, publication, or article.
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Borrowers who complete a cash-out refinance with the lender that holds their existing loan have access to funds on the day of closing. People who refinance loans on their primary home with a new lender have a three-day right of rescission. The Federal Truth in Lending Act provides borrowers with a cooling-off period before the loan takes effect.
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